USDA Rural Development Loans

RHS Loan Programs:

The U.S. Department of Agriculture offers a 100% mortgage for low to moderate-income individuals living in small towns or rural areas achieve homeownership. .

RHS Loans are an attractive option because:

  • Minimal closing cost
  • Low or no down payment

RHS loans can be used toward the purchase and renovation of a previously owned home or a new construction. Families must be able to pay their monthly mortgage, homeowner’s insurance and property taxes.

Find out if you qualify for an RHS Loan.